A car accident is serious, and chances are good that you’re suffering because of it. Whether you walked away without a scratch, but your car is totaled, or if you’re still in the hospital, the expenses and damages you suffer after a car accident are high. Unfortunately, that’s tough to recover from.
However, you might be thinking about accepting the settlement offer your insurance company has made. That means less trouble, no time in court, and more time for your recovery. However, that may not be the best way to handle your car accident.
When you’re injured in a car crash, you’ll need to do what’s best for your claim, and this may include bringing a car accident claim to court. The laws about this in Michigan are specific, however, so be sure you can take your claim to court before you get started.
Your Insurance Company is Lowballing Your Settlement
Because Michigan is a “no-fault” state, your first attempt to recover from your accident should be through your insurance company. Michigan drivers are covered by their insurers when they’re injured, no matter who was at fault, under a certain amount.
This means that you’ll be relying on your insurance company for a settlement, but what if they’re unwilling to pay the full compensation you’re entitled to? You’ll need to speak to a lawyer to prove this and send a demand letter. This may move them to adjust their offer.
If not, you may need to file a claim in court. You deserve the compensation needed for a full recovery, so file a claim if you’re not getting what you deserve.
You Suffered a “Serious Injury”
In some cases, your insurer may be unable to cover the full amount you deserve. If you’ve suffered a death in your family because of the accident, if you suffered a severe impairment or disfigurement, you should file a claim in court.
No-fault insurance is meant to limit the number of court claims at one time. This means that you should get your settlement regardless, so that the small claims court won’t be overwhelmed with car accident claims.
However, the serious injury threshold gives injured drivers a way to seek more compensation when they’re injured. You’ll instead fight for the compensation you deserve for your injuries, and your lawyer will help you fight.
Get Help Before You Begin
No one likes to think about it, but dealing with a car accident isn’t easy. It means losing time and money, not to mention the trauma you’ve experienced. For many, it’s best to just take the settlement offer and be finished with your case. However, what if you deserve more?
Fighting in court is tough. Before you file your claim, though, you’ll need to speak with one of the top car accident attorneys and law firms in your area for help. They’ll have the tools and resources you need for a successful claim. While you may not want to deal with a car accident claim, it’s best to fight back now and recover fully.